Child Care Subsidies & Assistance in Oregon
Oregon ERDC covers families up to 200% FPL at entry, 250% FPL/85% SMI at exit, but a multi-year waitlist is now projected at 18+ months. Refundable Oregon Kids' Credit pays up to $1,050 per child under 6. Refundable WFHDC caps expenses at $12K/$24K.
Data current as of May 28, 2026
See what you'd actually pay
Enter your income and household size to get an instant estimate of your copay, tax credits, and total savings in Oregon.
Child care subsidy (CCDF) in Oregon
- Program name
- Employment Related Day Care (ERDC)
- Administered by
- Oregon Department of Early Learning and Care (DELC)
- Income ceiling
- Initial application up to 200% of the federal poverty level (raised from 185% FPL). Ongoing/exit eligibility extends to 250% FPL or 85% State Median Income, whichever is higher.
- Family fee / copay
- Sliding scale capped at 7% of family monthly income per federal CCDF guidance. As of August 2023, the average ERDC family copay was about $10 per month (DELC). State copay cap: 7% of family income.
- Waitlist status
- Multi-year waitlist — Active waitlist projected at 18+ months depending on legislative investment. ERDC serves only a small share of eligible Oregon families. Waitlist exemptions: TANF or TA-DVS recipients (current or within 3 months), Child Welfare Division referrals, reapplicants within 2 months of prior benefits ending, ERDC contracted slots (Baby Promise / certain Head Start). Current recipients and renewals are unaffected.
- Apply
- one.oregon.gov/
Income limits by family size
| Family size | Initial entry ceiling (annual, 200% FPL) | Ongoing/exit ceiling (annual, 85% SMI) |
|---|---|---|
| 2 | $43,284 | $71,112 |
| 3 | $54,648 | $87,852 |
| 4 | $66,000 | $104,580 |
| 5 | $77,364 | $121,308 |
| 6 | $88,728 | $138,048 |
| 7 | $100,080 | $141,180 |
| 8 | $111,444 | $144,312 |
- Initial entry ceiling (annual, 200% FPL): 200% of the 2026 HHS federal poverty guidelines per Oregon DELC 'Initial Limits' table effective March 1, 2026. Maximum income for new ERDC applicants. An active waitlist applies to most new applicants — meeting the income ceiling does not guarantee immediate enrollment.
- Ongoing/exit ceiling (annual, 85% SMI): The higher of 250% FPL or 85% Oregon State Median Income per Oregon DELC 'Ongoing & Exit Limits' table effective March 1, 2026. Maximum income to keep existing ERDC benefits. For all sizes shown, 85% OR SMI is the binding ceiling.
Oregon DELC ERDC Income Limit Charts SharePoint list (updated 2026-02-24, effective March 1, 2026). The list uses the 2026 HHS federal poverty guidelines — confirmed: initial F4 = $5,500/month × 12 = $66,000/year = exactly 200% of the 2026 FPL F4 ($33,000). Column 1 (initial entry ceiling, 200% FPL) is the 'Initial Limits' view; column 2 (ongoing/exit ceiling) is the 'Ongoing & Exit Limits' view — the higher of 250% FPL or 85% State Median Income per OAR 461-160-0015. For all family sizes shown, 85% Oregon SMI exceeds 250% FPL and is therefore the binding ongoing ceiling. Monthly values from the SharePoint list; all values annualized (×12). 'Family size 8 or more' is recorded here as family size 8. No family-of-1 row is published. Effective March 1, 2026; check the state portal for the latest figures.
Priority groups (served first)
- TANF or TA-DVS recipients (current or within 3 months)
- Child Welfare Division referrals
- Reapplicants within 2 months of prior benefits ending
- ERDC contracted slot programs (Baby Promise, certain Head Start)
State pre-K in Oregon
- Program name
- Preschool Promise (plus Oregon Prenatal-to-Kindergarten and county Preschool For All programs)
- Administered by
- Oregon Department of Early Learning and Care (DELC)
- Access
- Income-targeted
- Eligibility
- Preschool Promise: ages 3–4 by September 1; family income at or below 200% of the federal poverty level (over-income allowed if housing costs exceed 30% of gross annual income). Free, mixed-delivery (centers, home-based, schools).
- Coverage
- Multnomah County Preschool For All (no income test, ages 3–4 by Sept 1, Multnomah County address required) is on track for universal access by 2030. The 2026-27 school year offers more than 7,400 PFA seats — nearly double 2024-25 — with average family savings of about $18,600 per child.
State tax credits & extras in Oregon
- State CDCC
- Refundable. Independent dollar formula (Working Family Household and Dependent Care Credit — WFHDC) of the federal CDCC. Oregon's WFHDC is refundable. Qualifying expenses capped at $12,000 for one dependent or $24,000 for two or more — more generous than the federal CDCC. Available to filers with AGI at or below 300% of the federal poverty level (using federal AGI or Oregon AGI, whichever is greater).
Other state programs and credits
- Oregon Kids' Credit — refundable, up to $1,050 per child under 6Refundable state Child Tax Credit. Tax year 2025: up to $1,050 per qualifying child, ages 0–5 at the end of the tax year, up to 5 dependent children. Full credit for modified AGI at or below $26,550; phases out to $0 at $31,550.
Where to apply or get help in Oregon
- Find a licensed daycare in OregonChildery directory — quality ratings, ZIP & city search
- Oregon child care portalwww.oregon.gov/delc/programs/pages/erdc.aspx
- Eligibility screenerone.oregon.gov/
- Combined benefits applicationone.oregon.gov/
- Oregon 211 (dial 2-1-1)www.211info.org/
- ERDC program page — DELCwww.oregon.gov/delc/programs/pages/erdc.aspx
- Apply via ONE portalone.oregon.gov/
- Preschool Promisewww.oregon.gov/delc/programs/pages/preschool-promise.aspx
- Multnomah County Preschool For Allmultco.us/programs/preschool-all
- Oregon Working Family Household and Dependent Care Credit — DORwww.oregon.gov/dor/programs/individuals/pages/working-family-credit.aspx
- Oregon Kids' Credit FAQ — DORwww.oregon.gov/dor/programs/individuals/Pages/okc-faq.aspx
- Federal childcare.gov — Oregon resourceschildcare.gov/state-resources/oregon
Find a daycare in Oregon
Once you know what you qualify for, Childery's directory helps you pick a provider. Browse Oregon's licensed daycares with independent Process and Structural quality ratings, or search by ZIP code or city.
Browse Oregon daycaresSources
- Oregon DELC ERDC Income Limit Charts — SharePoint list (effective March 1, 2026) (2026)
- DELC ERDC program page
- DELC ERDC Copays & Billing
- DELC ERDC Waitlist One-Pager (PDF)
- OAR 461-115-0016 — Reservation List for ERDC
- Oregon DOR — Working Family Household and Dependent Care Credit
- Oregon Kids' Credit FAQ — DOR
- Multnomah County Preschool For All — 2026-27 growth release (2026)
- Federal childcare.gov — Oregon resources
Every state layers its own program on top of a federal floor — CCDF (the federal block grant), Head Start, the federal DCFSA (employer pre-tax benefit), and the federal Child and Dependent Care Credit. See the federal overview for what the floor looks like before any state adds.